YES! We have money to lend for purchase or refinance!
Consumer Loans & Mortgages
New & Used Autos, SUVs, Boats, RVs & Motorcycles
If it has wheels or props, we probably have a loan for you. Better yet, be pre-approved before you shop and be a real “cash customer.” You are literally in the driver’s seat with a Tri-Co vehicle loan. And we’ll turn your application around in hours for quick closing. Smell the leather!
- 100% financing on most new and used vehicles. Taxes, dealer prep included.
- Make repaying automatic with payroll deduction.
- Ask about credit life and credit disability coverage at low Tri-Co rates.
Home Equity Loans & Lines of Credit
Great rates and flexible terms for short or long-term goals. If you own your primary residence, have significant borrowing needs, and want quick access to funding for any purpose, we have an equity loan to meet these needs.
- Up to 90% financing.
- Lines of credit or one-time loans.
- No closing costs.
- Check with your tax advisor on the tax advantages.
The home you are purchasing or refinancing is as personal as the mortgage you select. There has to be a perfect fit. Tri-Co’s skilled mortgage lending staff works with you to match your needs and resources with the reality of today’s market place. We help fit your plans with your budget. No gimmicks, nothing risky, just good advice and a selection of mortgage products to go along with it.
- A variety of fixed-, adjustable and balloon programs available.
- Purchase money for new, vacation, retirement homes.
- Money-saving refinance opportunities.
- Rates, lock-in features and affordable closing costs make for easier closings.
Reverse Mortgages (Financial Freedom)
For many seniors, it is difficult to keep up with the financial pressures of retirement and live life to its fullest – especially when finances become a big source of worry.
Because of these facts, because Tri-Co serves many senior organizations in the tri-county area, and because many of Tri-Co members are dealing with this issue with parents and relatives, we have a solution to offer. Tri-Co has partnered with Financial Freedom, a company dedicated to helping seniors remain in the home where they are comfortable. How? Financial Freedom turns the equity that seniors have built into extra, tax-free money. That’s how Tri-Co has become one of the main sources of reverse mortgages in Morris, Sussex and Warren counties.
Find out more about the mortgage that pays you!
Call 1-888-391-7991 for an appointment. Ask for the mortgage department.
Click here to learn more about Financial Freedom
If you are a member in good standing, why not take advantage? Get a substantially lower rate by securing your loan with your savings?
- Use savings accounts or CDs as security.
- Continue to earn interest and dividends on secured assets.
This loan is Tri-Co’s "not-so-secret" cure for the common credit card balance! The perfect loan for getting out from under those high, bank credit card balances and rates. Pay off your credit card balances with this lower rate loan.
- Borrow up to $15,000 for any purpose. (Need more? Talk to us.)
- Borrow as little as $500.
- Secured by your good credit.
- Fixed rates for the life of the loan.
- Terms up to 60 months.
Have a line of credit on reserve to use when you need it. Perfect for “Overdraft Protection.” Access 24/7 by check, phone or home banking.
- Up to $15,000 lines for any purpose.
- Fixed rates.
- Take up to 60 months to repay your line.
We handle all Federal Guarantee Loans for qualified students and parents. With preferred rates and flexible terms, Tri-Co is the perfect place to explore the affordable tools that can make a college education a reality.
Apply now federal loan
Apply now private loans
Calculate your payment on any loan!
Loan Wizard calculates your estimated monthly loan payment.
Loan Comparison Wizard helps to determine the loan amount and financing that best fit your needs.
InstaMortgage for current mortgage rates, applications, calculation wizards, comparison shopping.
Call 1-888-391-7991 with any questions at all!
