Three Great Accounts. One is Just right for You!

Checking

Free Liberty Checking

This account is a perfect fit for your lifestyle with no minimum balance requirements and no monthly fees.  Liberty Checking is free of all those things that turn you off about checking.  Simple and easy…just what you want.

  • Free MasterCard CheckCard with UChoose Rewards.
  • Free on-line banking with 24/7 account access and check imaging.
  • Free CheckFree Bill Payer.
  • Overdraft protection and Courtesy Pay are available.*

Click here to apply.

Owners’ Elite Checking

For members who keep enough cash in their checking account to demand interest, real interest on their balances!

  • Free Bill Payer.
  • Free on-line banking with 24/7 account access and check imaging.
  • Free MasterCard CheckCard.
  • Free starter kit with 50 checks.
  • $1,000 minimum balance to earn interest and avoid a $10 monthly fee.* Use Owners’ Loyalty Points and never pay a fee!

Click here to apply.

NJ Consumer Checking

For members who write very few checks.

  • $25 deposit to open.
  • $1 minimum to keep account open.
  • 8 free checks per month/ .50 thereafter.
  • Monthly fee of $2.
  • Free MasterCard CheckCard.
  • Use your Owners’ Loyalty Points and never pay a fee!

Click here to apply.

*Overdraft Protection

Arrange automatic transfer from savings or a line of credit (up to six times a month). This covers you if your balance is short. Courtesy Pay, a fee-based product, is also available.