Update Newsletter

Volume 1: Number3

In This Issue

Welcome to Tri-Co's new e-newsletter. In order to better keep our membership informed of the latest Tri-Co news, we are publishing UPDATE monthly to our web site.  Now, all of our members whose e-mail address is on file here at the credit union, receive their UPDATE delivered to their computer.  Enjoy!

Need fast cash for last minute shopping?

        For a very limited time, we have Quick Cash Loans for the Holidays!

Up to $1,500...12 month term...at a low 10% APR!

This is a much better rate than you would ever get from most credit cards.

Apply right here on line

Please click on the boxes below to apply. If you have originated a loan with us prior to July 2010 please click the 1st box. If you have financed a loan with Tri-Co after 7/1/2010 click box 2. If you have not had a loan with us, click box 3.

 

Holiday Quick Cash loans are granted in amounts up to $1,500. Annual Percentage Rate is 10%; term is 12 months amounting to a monthly payment of approximately $131.87. Risk-based lending parameters are not in effect for this offer. Standard underwriting applies.

Our gift to you during this Holiday Season...

Borrow

at

3.99% APR*

  • Finance a new or used car purchase - 3-year term, fixed rate!
  • Refinance that high-interest rate vehicle loan from another lender and save money at Tri-Co!
  • Use your home's equity with a 5-year, fixed rate Home Equity Loan!**

* APR = Annual Percentage Rate. Normal underwriting procedures apply for this limited time only loan offering. Risk-based lending parameters are suspended for this rate offer. ** New money only. 75% Loan to Value ratio or less required for the Home Equity Loan. A member being approved for an auto loan of $15,000 at a term of three years with an APR of 3.99% could expect a monthly payment of approximately $442.79. A member borrowing $20,000 from their home's equity at a rate of 3.99% for a five year term could expect to pay approximately $375.59 per month. A $399.00 processing fee required for the HE Loan.

Or apply on-line here

For New & Used Autos, SUVs, Boats, RVs & Motorcycles - apply here

Please click on the boxes below to apply. If you have originated a loan with us prior to July 2010 please click the 1st box. If you have financed a loan with Tri-Co after 7/1/2010 click box 2. If you have not had a loan with us, click box 3.


For Home Equity Loans & Lines of Credit - apply here

Please click on the boxes below to apply. If you have originated a loan with us prior to July 2010 please click the 1st box. If you have financed a loan with Tri-Co after 7/1/2010 click box 2. If you have not had a loan with us, click box 3.

 

Welcome to UChoose Rewards - Use your CheckCard

and earn points!

                  

You shop. You earn. You choose.  It's that simple! With UChoose Rewards, you can say goodbye to waiting forever to earn enough points to redeem.  This program is based on giving you a choice on where to shop and what to get for all the points you earn, and earning them is easySee a complete list of participating retailers by going to www.uchooserewards.com.

Shop in store or on lineAlways look for special offers when you visit www.uchooserewards.com 

Points add up quickly when you make a purchase with your Tri-Co MasterCard CheckCard that comes free with Free Liberty Checking. Be sure to use the credit option and sign when shopping in-store.

The the fun begins as you can redeem your points for thousands of items right on line.

 

                    

Talk about a web site made just for me!

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Introducing On Your Way, an amazing new, free web site from

Tri-Co for members 17 to 30 years of age.

On Your Way helps you learn to manage your financial affairs more effectively. Plus, it gives member visitors chances to win great prizes every week!

Visit the Tri-Co homepage and click the On Your Way icon. Check out all the good stuff this site offers:

  • FREE prizes every week such as iPod Touch, TiVo video recorder, gift cards and more for points your earn simply by visiting On Your Way often, referring friends and using more Tri-Co products and services.
  • Engaging You Tube-style videos by and for young adults on a wide range of financial topics that are not boring.
  • Professionally produced short films on subjects like getting your first auto loan and using credit wisely.
  • Lots of articles and blogs written by and for young adults on timely financial and lifestyle topics to help you get “On Your Way.”
  • Actually get paid by On Your Way to write and submit your own articles and videos.
  • Ways Tri-Co can help you manage your finances with advice and answers to your questions.

Visit onyourway now.

Tri-Co Named "Best Credit Union in Morris County" by you, our members!

  

Thank You!

Achieve your Financial Goals!  Meet Mary LaFerriere...

"Everyone has a unique, ongoing financial journey that often brings them to a point of stopping, assessing and deciding to consult a professional," says Mary LaFerriere, MEMBERS Financial Services' new Financial Advisor at Tri-Co.

According to Mary, the next obstacle is finding a professional advisor. As a trusted partner at Tri-Co and in keeping with the quality service commitment to members, she is dedicated to helping clients identify and reach their financial goals.  Typically, the journey can be broken down in three general stages:

  • Working years and wealth accumulation.
  • Retirement years and income.
  • Estate conservation and transfer of wealth.


Go to Investments to contact Mary today.  She'll perform a needs-based assessment of each situation and work to provide members objective, research-based solutions.  If you prefer, call 973-895-6761 for an appointment.