Loan Rates:
Insured Deposit Rates:
Vehicle Loans NEW & USED (100% Financing)
Term |
|
Annual Percentage Rate* |
1-36 months |
SPECIAL |
3.99% |
48 months |
As low as |
5.99% |
60 months |
As low as |
6.99% |
72 months |
As low as |
7.49% |
| 84 Months** | As low as | 8.49% |
Home Equity Line of Credit Special
Term |
|
Annual Percentage Rate |
HELOC 80% |
As low as |
4.00% |
Home Equity Line of Credit
Term |
|
Annual Percentage Rate |
HELOC 90% |
As low as |
6.00% |
Preferred Unsecured Line of Credit
Term |
|
Annual Percentage Rate |
60 months |
As low as |
8.50% |
Recreational Vehicles/Boats – NEW & USED
Term |
|
Annual Percentage Rate |
Up to 120 months |
As low as |
8.24% |
180 months |
As low as |
7.74% |
240 months |
As low as |
7.24% |
Fixed Rate/ Fixed Term Signature Loan
Term |
|
Annual Percentage Rate |
1-36 months |
As low as |
12.49% |
48 months |
As low as |
12.99% |
60 months |
As low as |
13.49% |
| 72 months | As low as | 13.99% |
| 84 months | As low as | 14.49% |
| 96 months | As low as | 14.99% |
Home Equity Fixed Rate/Fixed Term 80% Financing
Term |
|
Annual Percentage Rate |
| 5 year | SPECIAL | 3.99%*** |
| 7 year | As low as | 6.24% |
10 year |
As low as |
6.74% |
15 year |
As low as |
7.24% |
20 year |
As low as |
7.74% |
Home Equity Fixed Rate/Fixed Term 90% Financing
Term |
|
Annual Percentage Rate |
| 5 year | As low as | 7.74% |
| 7 year | As low as | 8.24% |
10 year |
As low as |
8.74% |
15 year |
As low as |
9.24% |
20 year |
As low as |
9.74% |
*Rates are subject to change without notice.
**84 Months Minimum loan amount $25,000.00
***75% Loan to Value (LTV) or less required. $399 processing fee applies.
Rates effective January 24, 2012.
Click here for Loan Wizard. Calculate your monthly payment using current rates.
Click here for Loan Comparison Wizard. Compare payments using several terms and rates.
All rates, except checking, are posted and compounded monthly.
Effective Date: 10/27/12 |
Annual Rate |
Annual Percentage Yield (APY) |
|
Regular Savings |
.05% |
.05% |
Share Club Vacation |
.05% |
.05% |
Summer Savers |
.05% |
.05% |
Owners’ Elite Checking |
|
|
$0- $999.99 |
.00% |
.00% |
$1,000 - $4,999.99 |
.05% |
.05% |
$5,000 - $9,999.99 |
.05% |
.05% |
$10,000 - $24,999.99 |
.05% |
.05% |
$25,000 + |
.05% |
.05% |
|
|
|
|
|
|
Market Account |
|
|
$0 - $999.99 |
.03% |
.03% |
$1,000 – $2,499.99 |
.05% |
.05% |
$2,500 - $9,999.99 |
.07% |
.07% |
$10,000 - $24,999.99 |
.09% |
.09% |
$25,000 + |
.18% |
.18% |
|
|
|
|
|
|
$0 - $999.99 |
.03% |
.03% |
$1,000 - $2,499.99 |
.05% |
.05% |
$2,500 - $9,999.99 |
.05% |
.05% |
$10,000 - $24,999.99 |
.05% |
.05% |
$25,000 + |
.13% |
.13% |
|
|
|
|
|
|
3 month |
.07% |
.07% |
6 month |
.12% |
.12% |
12 month |
.18% |
.18% |
18 month |
.28% |
.28% |
24 month |
.37% |
.37% |
30 month |
.21% |
.21% |
36 month |
.42% |
.42% |
48 month |
.60% |
.60% |
IRA Accumulator |
.40% |
.40% |
Bonus Certificates of Deposit
Annual Percentage Rate |
Annual Percentage Yield |
|
10 months |
.25% |
.25% |
60 months |
1.00% |
1.00% |
|
|
|
Hybrid Term CDs |
|
|
17 months |
.35% |
.35% |
27 months |
.50% |
.50% |
41 months |
.74% |
.74% |
Minimum deposit on all CDs is $1,000. Penalties apply for early withdrawal. All rates and annual percentage yields are subject to change without notice.
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