"life is a great canvass, and you should throw all the paint on it you can" Danny kaye
Loan Rates:
Insured Deposit Rates:
Vehicle Loans NEW & USED (100% Financing)
|
Term |
|
Annual Percentage Rate |
|
1-36 months |
As low as |
3.49% |
|
48 months |
As low as |
3.99% |
|
60 months |
As low as |
4.49% |
|
72 months |
As low as |
5.49% |
| 84 Months* | As low as | 7.49% |
Auto rates shown include a 1/2% discount with AutoPay. Rates for merchant services
vary by the processor. See Advantage Processors or High Risk Payment Processors for more details.
Debt-Free Home Equity Loan Special
|
Term |
Annual Percentage Rate |
|
60 - 96 Months |
2.75% |
|
97-120 Months |
3.00% |
70% lTV. $999.00 Origination Fee. max. term 120 months.
|
Term |
|
Annual Percentage Rate |
|
HELOC 80% |
As low as |
4.00% |
Preferred Unsecured Line of Credit
|
Term |
|
Annual Percentage Rate |
|
60 months |
As low as |
8.50% |
Recreational Vehicles/Boats – NEW & USED
|
Term |
|
Annual Percentage Rate |
|
Up to 120 months |
As low as |
9.24% |
Fixed Rate/ Fixed Term Signature Loan
|
Term |
|
Annual Percentage Rate |
|
1-36 months |
As low as |
9.99% |
|
48 months |
As low as |
10.49% |
|
60 months |
As low as |
10.99% |
| 72 months | As low as | 11.49% |
| 84 months | As low as | 11.99% |
| 96 months | As low as | 12.99% |
| Special | $2,500 for 18 months | 7.99% |
#Terms over 60-months have a minimum loan amount of $20,000.00. Special is for a minimum credit score of 660 only for a max. term of 18 months
Home Equity Fixed Rate/Fixed Term 80% Financing
|
Term |
|
Annual Percentage Rate |
| 5 year | As low as |
4.49% |
| 7 year | As low as |
4.99% |
|
10 year |
As low as |
5.49% |
|
15 year |
As low as |
5.99% |
|
20 year |
As low as |
6.99% |
Rates effective November 27, 2013.
Click here for Loan Wizard. Calculate your monthly payment using current rates.
Click here for Loan Comparison Wizard. Compare payments using several terms and rates.
All rates, except checking, are posted and compounded monthly.
|
Effective Date: 10/23/13 |
|
Annual Rate |
Annual Percentage Yield (APY) |
|
|
Regular Savings |
.01% |
.01% |
|
Share Club Vacation |
.01% |
.01% |
|
Summer Savers |
.01% |
.01% |
|
Owners’ Elite Checking |
|
|
|
$0- $999.99 |
.00% |
.00% |
|
$1,000 - $4,999.99 |
.01% |
.01% |
|
$5,000 - $9,999.99 |
.01% |
.01% |
|
$10,000 - $24,999.99 |
.01% |
.01% |
|
$25,000 + |
.01% |
.01% |
|
|
|
|
|
|
|
|
|
Market Account |
|
|
|
$0 - $999.99 |
.01% |
.01% |
|
$1,000 – $2,499.99 |
.03% |
.03% |
|
$2,500 - $9,999.99 |
.05% |
.05% |
|
$10,000 - $24,999.99 |
.06% |
.06% |
|
$25,000 + |
.08% |
.08% |
|
|
|
|
|
|
|
|
|
$0 - $999.99 |
.01% |
.01% |
|
$1,000 - $2,499.99 |
.02% |
.02% |
|
$2,500 - $9,999.99 |
.03% |
.03% |
|
$10,000 - $24,999.99 |
.04% |
.04% |
|
$25,000 + |
.05% |
.05% |
|
|
|
|
|
|
|
|
|
3 month |
.01% |
.01% |
|
6 month |
.030% |
.030% |
|
12 month |
.035% |
.035% |
|
18 month |
.05% |
.05% |
|
24 month |
.10% |
.10% |
|
30 month |
.05% |
.05% |
|
36 month |
.15% |
.15% |
|
48 month |
.15% |
.15% |
| 60 month | .25% | .25% |
| IRA Accumulator | .01% | .01% |
Bonus Certificates of Deposit
|
Annual Percentage Rate |
Annual Percentage Yield |
|
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|
|
|
|
|
|
|
|
Hybrid Term CDs |
|
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|
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|
|
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Minimum deposit on all CDs is $1,000. Penalties apply for early withdrawal. All rates and annual percentage yields are subject to change without notice.
Click here for Savings Wizard to show how much you can save at current rates.
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